Transaction Banking and CMS:
Your business has unique requirements. At KCIBL Bank, you will find the ideal bank account that takes care of all your cashflow and banking needs. Whether your business is local or national, starting up or scaling up, KCIBL Bank's business services and banking facilities keep you on top of your business, round the clock, all the time.
- Roaming Current A/c
- Prepaid Current A/c
- Made2order A/c
- Elite Current A/c
- Exchange Earner Foreigh
- Current A/c
- Local Current A/c
- Trade Current A/c
- Collections
KCIBL Roaming Current Account (RCA) simplifies banking by offering smooth and seamless transactions. RCA travels the distance with your business and helps effect lucrative business relationships. RCA brings with it the concept of 'Anytime Anywhere' banking enabling you to operate your RCA from any of our branches in more than 30 cities across Nepal. Recognising the fact that every business has particular requirements, a range of variants are available under the branch of RCA to suit varying needs. The choice of variants is based on committed Monthly Average Balance; different charges are applied to each variant. It is also possible to change your current variant every month in response to changing needs. Facilities like Doorstep Banking, International Business Banking Debit Card, Corporate Internet Banking, Phone Banking, E-mail Banking and Mobile Banking are available to RCA holders at no extra costs. The following features are also available with all variants: - Multi City Cheques/Local City Cheques - Unlimited Withdrawal and Deposit - Unlimited Cheque book - Demand Drafts and Pay-orders - Funds Transfers - Collection of Cheques/Drafts
Benefits
Chose an account type that suits your business from the variants available. - Cheque issued from your RCA may be encashed at over 500 centres across Nepal - Operate your RCA at any of KCIBL Bank's branches. - Allows your customer to deposit cheques into your account from the KCIBL bank branch close to him; speedy reflection of deposited cheque in your account. - Call Corporate Care (number) for any queries or requests on your account. - Click on 'Corporate Login' at www.KCIBL.com and carry out all your banking transactions from your desk.
Prepaid Current Account:
KCIBl Bank presents a special current account for those who prefer to pay a fixed prepaid charge on an annual basis and who do not want to commit any balance at any point of time. In Prepaid Current Account, the customer does not have to maintain any minimum or average balance but just has to charge his account with Rs. 2999 every year. Charge once and enjoy free* banking for the whole year. It is simple and transparent and the advantages include:
The KCIBL Bank Edge
- Free personalized cheque book
- Free business banking debit card
- Free unlimited fund transfers
- Free Internet/ Phone/ Mobile Banking
- *50 free transactions every month and charges thereafter.
Made2Order Account:
KCIBL Made to Order Account (M2O) is an account tailor-made keeping in mind transactions unique to your business. The M2O Account gives you the flexibility to choose the services relevant to your specific business needs.
Depending on the services required you may either maintain the required QAB or pay fees as per the volume and the services utilised. The charges are determined at the onset leaving no scope for sprises at a later stage.
Special features of the M2O account include:
- Flexibility in deciding the QAB
- Flexibility in deciding the higher free Limits in services which are required frequently
- Customized DD/Pay Order limits
- Flexible cash deposit limits at both base and non-base branches
- Customized charges and free limits for services which are required frequently
- Flexibility in choosing free cheque leaves
Elite Current A/c
KCIBL Bank's Elite Current Account is exclusively crafted to not only match your specific business requirements but also your lifestyle.
The KCIBL Bank Edge
- At par free cheque facility.
- Free upcountry cheque collection.
- Free funds transfer.
- Free pay orders and demand drafts.
- Free cash withdrawal at base and non base location.
- All clearing and transfer transaction free.
- No cheque book charges.
- Free debit card.
- Deposit of Rs.7,500,000 at base branch only per month.
- Doorstep banking.
- Anytime anywhere banking.
- 24 hours banking.
- Free phone banking.
- Free corporate internet banking
Exchange Earner's Foreign current A/c:
Exchange Earner's Foreign Currency Account (EEFC): With an EEFC Account, exporters and importers can now rest easy...That is right, KCIBL Bank's EEFC Account is just what you need to protect your bottom line from potential losses due to exchange rate fluctuations. Quite simply, it enables you to retain any foreign currency earned abroad for as long as you want. You can also convert it into Indian Rupees whenever you want. This insulates you from any market volatility. You can maintain a zero balance EEFC account with us, pertaining to all major currencies.
Local Current A/c:
KCIBL Local Current Account is for businesses with primarily local transactions.
Benefits
- Discounted charges on local transactions
- Higher free cash deposit limit at base branch location; up to 30 times of the minimum
- Average Balance required
- Free cheque collection and payment at base location
- Free unlimited fund transfer
- Free Mobile Banking through SMS alerts as well as account information through your mobile
Trade Current Account:
TRCA is the perfect solution to cater to both your international and domestic banking needs. KCIBL Bank's Trade Roaming Current Account is a unique amalgamation of domestic banking features of the Roaming Current Account and Global Trade Services. It offers a composite banking solution to exporters and importers. An important part of this is the "zero balance" account that enables you to utilize your financial resources more effectively. Some of the special features of TRCA include no commitment of quarterly average balance, Free Inward Remittance, no charges on FIRC or BRC issuance. You can also avail of preferred rates on select trade services depending on trade volume commitment. It offers all the facilities of domestic banking requirements such as anywhere banking, international business banking debit card, Internet banking, phone banking and mobile banking. Achieve better control over your finances and conduct your business with ease. Take your business to a whole new level.
Collection's:
KCIBL Bank's Cash Management Services ensure speedy and efficient collections owing to a vast network and use of superior technology. And with customised daily transaction reports and online reports, keeping track is so easy.
Local Cheque Collection (LCC) - IClearCollect & ISwift CollectWith KCIBL Bank's Local Cheque Collection, funds are guaranteed at more that 340 KCIBL Bank locations and over 315 tie-up locations.
The KCIBL Bank Edge:
- Location-wise and customised MIS, also available online
- Courier pick-up facility
- Competitive pricing
- Flexible day arrangement
Upcountry cheque collection (UCC) : ISmartCollect, IQuickCollect & IAnywhereCollectUnder KCIBL Bank's Upc KCIBL Bank's Cash Management Services ensure speedy and efficient collections owing to a vast network and use of superior technology. And with customised daily transaction reports and online reports, keeping track is so easy.
The KCIBL Bank Edge
- Competitive pricing
- Customised MIS
- Flexible day arrangement
